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Step 1: What can I afford?
Step 2: Homebuyer counseling
Step 3: Making an offer
Step 4: Applying for a mortgage
Step 5: The home inspection
Step 6: The closing process

Frequently asked questions
Affordability Calculator


Is buying a home
the right option
for you?

The Texas Mortgage Calculator
can help you determine if
home ownership is the best
financial option for your
housing needs. Through this
step by step process, this site
will give you a greater
understanding of the home
buying process. Additionally,
the Affordability Calculator
will help you determine what
rates and monthly payments
you can expect given your
credit and financial history.

contact us

Support provided by the  
Wells Fargo Housing Foundation  


This information was generously provided and adapted with permission from MassHousing.