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Step 1: What can I afford?
Step 2: Homebuyer counseling
Step 3: Making an offer
Step 4: Applying for a mortgage
Step 5: The home inspection
Step 6: The closing process

Frequently asked questions
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A satisfactory home inspection is a major component of purchasing a home. The buyer selects a licensed home inspector and pays for the inspection. The home inspection will be an additional cost of a few hundred dollars, but can give you the confidence that you know as much as possible about the property.

Do I need a home inspection?
A home inspection can help you decide whether to purchase a particular home or not.

A home inspection is an examination of the physical structure and systems of a home, from roof to foundation. It is the equivalent of a physical from your doctor, and gives you a true understanding of a home’s potential problems. An inspector can also recommend ways to address or more closely examine potential issues.

For homeowners planning to sell their home, an inspection prior to placing your home on the market provides a glimpse at conditions that may be discovered by the buyer's inspector, giving you an opportunity to complete repairs that will make your home more desirable to potential buyers.

What is involved in a home inspection?
A standard home inspection looks at the following aspects of a home:

  • Heating system
  • Central air conditioning system (temperature permitting)
  • Plumbing
  • Electrical systems
  • Roof, attic, and visible insulation
  • Walls
  • Ceilings
  • Floors
  • Windows and doors
  • Foundation, basement, and the visible structures of the home

A good inspector will provide you with a written report immediately following the inspection. A failed inspection allows you to withdraw from the transaction (provided this contingency is in your Offer to Purchase Real Estate) or to renegotiate the sales price.

You may also have the property inspected for termites, radon, lead paint and asbestos.

The Home Inspection

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Wells Fargo Housing Foundation